Times are tough. Everyone is looking for a way to save a dollar. Especially in times like this, why should I use a Realtor? Can't I just save some money doing it myself or by using a discount brokerage?

Consider these 5 areas when you're looking to make this important decision:

1. Pricing Is Difficult

How do you know if you're too high or too low? In this market, being like Goldilocks is crucial. It needs to be "just right!"

2. Negotiating Ability Is Crucial

How many deals have you negotiated in this market? How would you know if you're getting a good deal? Not just in terms of price, but with all of the terms related to a real estate contract including settlement dates, rent backs, buyer financing, inspections, etc.

3. Mortgaging Is Key to the Deal

What is the likelihood of a buyer's offer actually closing? Do they really have what it takes to buy my home?

4. Your Family's Safety

Am I protected? How do I know which forms are important and which are trivial? Can someone come after me later years down the road? How do I make sure things are handled correctly so that I can sleep well at night in my new home?

5. You Probably Have More Important Things To Do

I'm just guessing here, but we live in a busy world. Can you think of a few things that you'd rather be doing or need to be doing instead of stressing out over selling the largest asset you may likely own?

Let's face it-- buying or selling a home is one of the most important decisions one could make. A good Realtor will save you far more than you spend on fees.

Having someone with a proven track record in all aspects of the transaction will provide the support and skills you need to do it right.